Our Services
We are a claims firm specializing exclusively in fire losses, focused on maximizing the insured’s recovery and managing all documentation and negotiations directly with the carrier.
1. Structure (Building Damage)
We handle all structural documentation to eliminate ambiguity and ensure the carrier pays based on verified facts and scope.
Our service includes:
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Full property inspection
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360° Virtual Tour of the entire loss site
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Detailed Xactimate estimate
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Code & compliance review (when applicable)
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Direct negotiation with the carrier
Our goal is to achieve a complete and accurate structural payout, backed by professional documentation, not rough adjuster estimates.
2. Personal Property (Contents)
We perform the detailed contents process that most carriers do not complete properly.
Our process includes:
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Room-by-room inventory
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Detailed documentation of each item
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Category classification: Total Loss, Clean, Pack & Store
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Replacement cost estimation
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Depreciation review and control
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Product category separation: furniture, clothing, electronics, tools, appliances, etc.
The objective is for the insured to receive the full replacement value of all belongings affected, not just what the carrier decides to include.
3. ALE — Additional Living Expenses
When a home is uninhabitable due to smoke, fire, or repairs, we help the insured access and justify:
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Hotel accommodations
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Temporary apartments
Our goal is to ensure the carrier pays the full allowable benefits while the property is being repaired.
Book a Free Consultation with Our Team
Our free consultation gives you clarity, answers, and a strategy for your fire claim—before you deal with the insurance company.